If you want to document a dispute, it is necessary that you have the fresh copy of one’s borrowing from the bank declaration. Don’t get worried because you don’t have to pay anything to features this backup as you are eligible to you to definitely totally free duplicate every 12 months regarding TransUnion, Experian, and you may Equifax–the 3 significant credit reporting bureaus.

2: Look for Inaccuracies

When you get a copy of the credit report, review they carefully and check to possess discrepancies. Look for the newest education loan entries and determine if you’ll find errors in there. While you’re from the it, it is value checking the brand new statement totally with other mistakes also. It will be easy that errors will simply get on one and you can not all about three credit file. (more…)